Your Calm in the Financial Current
At Oak River Wealth, we believe financial confidence shouldn’t rise and fall with the market tide. Our purpose is simple: help you plant deep-rooted strategies that keep your income flowing and your legacy flourishing—no matter how unpredictable the waters become.
“Without the right information, even the best investment can feel like a risk.”
Jennifer and Luther, Oak River Wealth
Meet Jennifer Sweigert
Founder, Advisor
Jennifer is deeply committed to building lasting relationships rooted in dedication, compassion, and clarity. As a financial advisor with dual licenses in insurance and investments, she focuses on simplifying the complexities of retirement planning and providing clients with personalized guidance and confidence.
Inspired by her grandfather, a respected financial advisor, Jennifer entered the field driven by her passion for helping others. She is especially proud of the enduring relationships she’s built with clients, helping guide them confidently through life's significant transitions, and balancing a fulfilling career with raising her family.
Jennifer’s greatest satisfaction comes from meaningful conversations that help her clients gain clarity and confidence about their financial futures. Dedication, open communication, and genuine understanding are central to her approach, helping ensure each client's best interests are always prioritized.
Outside of work, Jennifer enjoys family time, traveling, and staying active—including her newfound love for Jazzercise. She runs her firm alongside her husband, Luther, embracing a family-oriented approach infused with honesty, compassion, and care. Together, they balance a lively household with their two sons and a spirited group of pets.
Meet Luther Sweigert
Founder, Advisor
Luther is deeply committed to helping clients build clear, practical financial plans that offer real-life strategies and confidence. Dual-licensed in insurance and investments, Luther provides comprehensive retirement planning driven by honesty, dedication, and a relentless commitment to each client’s best interests.
Inspired by his wife, Jennifer, a seasoned advisor, Luther transitioned from over a decade running his own investigative firm—experience that sharpened his analytical skills and taught him to ask the right questions. He takes pride in cutting through complexity to help clients articulate and achieve their retirement goals, finding great satisfaction in the clarity and confidence they gain.
Luther prioritizes building lasting relationships, treating every client like family. His greatest accomplishments include co-founding their family-run firm alongside Jennifer and showing his dedication to clients who confidently refer family and friends.
Outside of work, Luther enjoys boating, fishing, hunting, and coaching his son's baseball team. Family life with Jennifer, their two children, and their lively household of pets keeps him grounded and energized. Above all, Luther believes in the importance of listening, clarity, and dependability—qualities that define his approach to both life and financial advising.
Our Story
We started Oak River Wealth Advisors with one goal in mind: to build something real, lasting, and personal for our clients and for our family.
As a husband-and-wife team, we knew that blending marriage and business would bring its own challenges. But it also felt natural. With Jennifer’s ability to connect deeply with people and Luther’s analytical, forward-thinking mindset, we built a firm that allows each of us to work in our strengths and serve others in a way that feels meaningful.
Our name, Oak River, is more than a nod to where we live — it’s a reflection of what we believe in. The oak tree symbolizes strength and longevity. The river represents guidance and forward movement. Together, they mirror our approach to retirement strategies: steady, grounded, and always moving with purpose.
We work with clients across the country, but our roots are in East Tennessee, where rivers carve the landscape and oaks stand tall. That sense of place is central to who we are, but so is our commitment to making every client feel at home with us.
At Oak River, we’re here for the people who want clarity in retirement. Those who know what they want but aren’t sure how to get there. The ones who value honesty, thoughtful guidance, and lasting relationships. We don’t do one-size-fits-all. We take the time to listen, explain, and help ensure you feel confident in every decision.
More than anything, we want our clients to feel like they’re part of something, not just another transaction. When you work with Oak River, you’re treated like family. That’s how we’ve built this firm, and that’s how we’ll continue to grow—one genuine relationship at a time.
Core Values
Rooted Integrity
Advice grounded in responsibility and full transparency.
Steady Stewardship
We treat every dollar as if it were our own family’s future.
Continuous Clarity
Plain language guidance and on-demand reporting keep you informed at all times.
Purposeful Growth
Efficient risk, tax-aware moves, and a cost-effective approach drive enduring results.
Why Clients Choose Us
Engineered Paychecks
Strategies designed to turn savings into reliable, inflation-resistant income.
Tax-Efficient Navigation
Sequence assets and time Roth conversions to keep more growth in your pocket.
Legacy Secured
Coordinate trust strategies, beneficiaries, and philanthropic wishes so that wealth transfers exactly as intended.
Healthcare Ready
Integrate long-term care and Medicare considerations long before they become urgent.
Your Wealth Rooted in Forward Momentum
Experience a retirement strategy built on your values and set on a clear course toward a retirement future rooted in confident tomorrows.
